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Server Time:
2024-05-13 08:39:19
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jonrev
Location: Lake Wazzapamani Gender: Male Total Likes: 735 likes
Observer of obsolesence
| | | | Mobile check depositing = totally useless < on 2/2/2013 8:57 AM > | Reply with Quote
| | | Today's payday... and I found out the PNC Mobile app has check depositing... take a pic of the front and back of the check and it will deposit it into my account. It's snowing and the roads suck, so in theory I don't have to hit the ATM tonight. Easy as shit, right? Nope. "Can't recognize an endorsement". Retraced my signature with a thicker pen. Nope. Went at it again with a fucking SHARPIE. Nope. "The image of the back/front/both is too dark, please retake both photos in better light". Well, no fucking shit it's too dark, you give me no fucking camera control whatsoever. Want more light? Flash? Too fucking bad... automatic exposure comp, bitch! Image darkens to what the phone feels is "natural" if I move the light too close. I dick around with this for 20 minutes and when I finally have pics that it should easily recognize, it gives me a generic "We can't deposit your check at this time. Please visit a PNC branch or ATM to deposit your check.". Okay, so after you told me to write "FOR PNC MOBILE DEPOSIT ONLY" under the endorsement, you want me to go to the bank, now? FFFFFFUUUUUUUUUUUUUUU...... Hope I can still deposit it at the ATM.
| [jonrevProjects] | Flickr flicks Founder: Belvidere Cinema Gallery - Waukegan, IL |
| Shael
Location: Witherbee, NY. Gender: Female Total Likes: 7 likes
Baaaaah.
| | | Re: Mobile check depositing = totally useless < Reply # 9 on 3/16/2013 11:42 AM > | Reply with Quote
| | | Direct deposit is easy to set up. Really easy for us. If you have a check book, you already have all the information you need. The numbers are on the bottom of your check already. I use direct deposit because I used to have to hand off my paycheck to my mom or my stepdad on my way to work on Fridays so they could cash it and take care of whatever needed to be taken care of, I got real tired of that fast. A few years ago, I had just changed banks because my other one refused to cash a loan check for me unless I had the amount in my checking account. So, I withdrew everything I had in that bank and went to the credit union. Also they gave me a debit card when the other bank required that I have a line of credit to get one and doesn't charge me for using it, like the other bank did. Anyway, the credit union did not open on a Friday morning because of a really really really bad snowstorm. They also were not open on Saturday morning for three hours like usual because of that storm. So, anybody with a paper check had to wait until Monday. Me...found a working ATM, withdrew my limit of cash for the day, which is $400 and had money for the weekend, then returned home to dig out from beneath two feet of snow. My check clears my bank and gets deposited at 1am on Friday morning, so even if I work days when I have to leave the house at 5am, I can get money at their free atm.
So, direct deposit has it's advantages. Oh, one more thing...should that Friday we get paid fall on a holiday...my paycheck credits my account a day before, on Thursday. Even when the company doesn't hand out paychecks UNTIL FRIDAY. So...yay direct deposit.
[last edit 3/16/2013 11:52 AM by Shael - edited 3 times]
| "The best wine lies at the bottom of the pail/And Happiness lies below the navel." - Drukpa Kunley, "The Divine Madman of the Dragon Lineage" and "Saint of 5,000 Women". |
| bonnie&clyde
Location: 510 & 415 Gender: Both Total Likes: 342 likes
Cleverly disguised as responsible adults
| | | Re: Mobile check depositing = totally useless < Reply # 10 on 2/23/2014 9:13 PM > | Reply with Quote
| | | Posted by jonrev Today's payday... and I found out the PNC Mobile app has check depositing... take a pic of the front and back of the check and it will deposit it into my account. It's snowing and the roads suck, so in theory I don't have to hit the ATM tonight. Easy as shit, right? Nope. "Can't recognize an endorsement". Retraced my signature with a thicker pen. Nope. Went at it again with a fucking SHARPIE. Nope. "The image of the back/front/both is too dark, please retake both photos in better light". Well, no fucking shit it's too dark, you give me no fucking camera control whatsoever. Want more light? Flash? Too fucking bad... automatic exposure comp, bitch! Image darkens to what the phone feels is "natural" if I move the light too close. I dick around with this for 20 minutes and when I finally have pics that it should easily recognize, it gives me a generic "We can't deposit your check at this time. Please visit a PNC branch or ATM to deposit your check.". Okay, so after you told me to write "FOR PNC MOBILE DEPOSIT ONLY" under the endorsement, you want me to go to the bank, now? FFFFFFUUUUUUUUUUUUUUU...... Hope I can still deposit it at the ATM.
| HAHAHA! Yup! My check took 20 selfies in different ambiance lighting that day. USELESS! I immediately kicked my bank app outta my phone and ate my check out of frustration.
| The question is not when are we gonna stop, It's who's gonna stop us? |
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